Board of Directors

Anastasios Kaskarelis

Chairman of the Board of Directors
With a long-term activity in the Greek insurance market, Mr. Anastasios Kaskarelis is intertwine with the success story of Ydrogios Insurance. A graduate of the Piraeus University of Economics with a postgraduate degree in London, Mr. Kaskarelis followed the insurer's career from an early age, taking on various managerial positions in companies in the industry during the 1970s. Since 1982, he has been in the leadership of Ydrogios Insurance, guiding with steady steps the path of development of the company and accomplishing its establishment at the top of the Greek insurance market. The dynamic of his management philosophy consists in the trilogy:  relationship quality - responsibility - respect for the employee, partner and customer.
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Dr. Nakis Antoniou

Managing Director
Dr. Nakis Antoniou holds a BA in Business Management, Political Economy and Economic Pedagogy from the University of Georg-August in Germany, a postgraduate degree MBA in Marketing and Management from the Maastricht School of Management Netherlands and been awarded doctorate, Ph.D. from the Business School of University of Nicosia. He started his career at the Insurance Industry as a General Manager of an Agency Company and since 2002, the year of Ypera Insurance establishment, as Managing Director of Ydrogios Insurance, a position that he holds up until today. He is also a Member of the Board of Directors of the Insurance Association of Cyprus, of the Cyprus Chamber of Commerce and President of Larnaca Chamber of Commerce.
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Kendeas Sergi

Legal Advisor / Secretary of the Board of Directors
Mr. Kendeas Sergi holds a Law Degree of the School of Law and Economics of the Aristotle University of Thessaloniki. In 1994, he obtained his professional License to practice Law, becomes a member of the Famagusta Bar Association and the Pancyprian Bar Association and he established the Law firm Kendeas A. Sergi LLC. In 2003, he was appointed as an external legal advisor of Ypera Insurance. He is a member of the Board of Directors of the Company and he is a Member of the Audit and Risk Committee.
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Michalis Gregoriou

Financial Controller & Member of the Board of Directors
Mr. Michalis Gregoriou holds a Bsc (Hons), ACA and he is a graduate of the City University, London with a science degree in Economics, specializing in Mathematical Economics and Econometrics. After completing his articles at the London firm of Chartered Accountants ‘FMCB’ he qualified as a Chartered Accountant in 1988. His experience in the Insurance Industry began in 1991, with his move to AIG Corp to the international audit department based in London. In March 2003, was appointed as a Financial Controller of Ypera Insurance, and in 2005, he was appointed as a Member to the Board of Directors.
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Pavlos Kaskarelis

Member of the Board of Directors
Mr. Pavlos Kaskarelis has been working at Ydrogios Insurance Greece since 1996, during this period he took over a number of responsible roles in various sectors and managerial positions of the Company including Non-Life, Underwriting and Financial Management. Today he holds the position of the Vice-President of the Board of Directors and the position of the Managing Directors of Ydrogios Greece and he is a Member of the Board of Directors of Ypera Insurance. His studies include degrees in Computer Science and Accounting whilst he is a member of the Institute of Leadership & Management U.K. (I.L.M U.K).
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Vassilis Constantinou

Independent Non-Executive Member of the Board of Directors
Mr. Vassilis Constantinou holds a BA (Hons) in Finance from the University of Essex in UK. He has a 20-year experience in the cooperative banking sector where he was holding positions of General Manager and Internal Auditor. From 2016 until today, he holds the position of General Manager of the Larnaca & Famagusta District Development Agency. Since 2017, he has been appointed as an Independent, Non-Executive Member of the Board of Directors of Ypera Insurance and he is the President of the Company’s Audit Committee.
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Anastasios Begioglou

Independent Non-Executive Member of the Board of Directors
Mr. Anastasios Begioglou, has graduated from the Athens University of Economics and Business – Department of Business Administration, with a major in Financial Management & Accounting and, obtains the Postgraduate Professional Studies Degree and attended the professional training on International Accounting Standards by the Institute of Chartered Accountants of England. Mr. Mpegioglou has a 20 years of experience as a Certified Public Accountant and he is specialized in the provision of audit services to companies under liquidation, the provision of technical consultant services, the compilation of internal audit regulations, special administration audits, evaluation of corporate value and the provision of tax consulting. His main customers are operating in the sectors of insurance, transportation and commerce. Since 2022, he has been appointed as an Independent, Non-Executive Member of the Board of Directors of Ypera Insurance and he is the President of the Company’s Investment Committee.
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Management

Dr. Nakis Antoniou

Managing Director
Dr. Nakis Antoniou holds a BA in Business Management, Political Economy and Economic Pedagogy from the University of Georg-August in Germany, a postgraduate degree MBA in Marketing and Management from the Maastricht School of Management Netherlands and been awarded doctorate, Ph.D. from the Business School of University of Nicosia. He started his career at the Insurance Industry as a General Manager of an Agency Company and since 2002, the year of Ypera Insurance establishment, as Managing Director of Ydrogios Insurance, a position that he holds up until today. He is also a Member of the Board of Directors of the Insurance Association of Cyprus, of the Cyprus Chamber of Commerce and President of Larnaca Chamber of Commerce.
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Chrysostomos Parpounas

General Manager of Insurance Operations
Mr. Chrysostomos Parpounas holds a degree in Business Administration from Graduate School of Industrial Studies of Thessaloniki. In 1983, he joined the Insurance Industry as an Insurance Intermediary. He passed through all the levels of development regarding the Sales sector as a Unit and Agency Manager. In 2000, he started his career in the Management of Insurance Companies, as a Sales and Training Manager. Since 2004 he has been working at Ydrogios Insurance as a Manager at Nicosia Branch, in 2010 he was appointed as a Sales, Development and Marketing Manager. In 2013, he was appointed as a Deputy General Manager of Ypera Insurance, while in 2023 he was appointed as General Manager of Insurance Operations.
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Michalis Gregoriou

Financial Controller & Member of the Board of Directors
Mr. Michalis Gregoriou holds a Bsc (Hons), ACA and he is a graduate of the City University, London with a science degree in Economics, specializing in Mathematical Economics and Econometrics. After completing his articles at the London firm of Chartered Accountants ‘FMCB’ he qualified as a Chartered Accountant in 1988. His experience in the Insurance Industry began in 1991, with his move to AIG Corp to the international audit department based in London. In March 2003, was appointed as a Financial Controller of Ypera Insurance, and in 2005, he was appointed as a Member to the Board of Directors.
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Panicos Papapetrou

Senior Manager / Chief Underwriter
Mr. Panicos Papapetrou holds a title ACII, Charter Insurer. He is serving the Insurance Industry since 1986, holding managerial positions. Since 2014, he is been working at Ypera Insurance as a Manager of the Underwriting Department, a position that he holds until today. He is a Member of Committees of the Insurance Association of Cyprus.
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Elena Christofi

Head of Administration and Human Resource
Mrs. Elena Christofi joined Ypera Insurance in 2015 and today she holds the position of the Head of Administration and Human Resource Manager. She holds an MSc. in Public Relations and a BSc. (Hons) degree in Business Administration from the University of Stirling, Scotland. She also holds a professional title CDPO, while at the beginning of 2019, was appointed as the Company’s Compliance Officer. Mrs. Christofi has over 15 years of experience in the Administrative and Human Resource sector.
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Theodoros Antoniou

Internal Legal Advisor
Mr. Theodoros Antoniou holds a degree in Political Science and Public Administration from the School of Law, Economics and Political Science of the National and Kapodistrian University of Athens, a Law degree from the School of Law of the University of Nicosia, also obtains a Master’s Degree of Business Administration (MBA) of the Faculty of Economics and Management of the Open University of Cyprus. In 2016 he obtained his professional license to practice Law, becomes a Member of the Larnaca Bar Association and the Pancyprian Bar Association. He worked as a combat lawyer at the offices of Kendeas A. Sergi LLC for 6 years. In 2021, he joined Ypera Insurance and he holds the position of Internal Legal Advisor.
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Andreas Kyriakou

Claims Manager
Mr. Andreas Kyriakou joined Ypera Insurance in 2019. In 2024 he was appointed to the position of Claims Manager.  Mr. Kyriakou is a former senior officer of the Cyprus Police with specialization in road safety, investigation and re-creation of road accidents (Cyprus Police Academy). He also holds the position of the Company’s Safety and Health Officer.
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Michael A. Petais

IT Manager
Mr. Petais A.Michael holds a B.Sc & M.Sc (KY.S.A.T.S.) degree from the School of Electronic & Computer Engineering of the Technical University of Crete. He holds an M.Sc. degree from the School of Electrical & Computer Engineering, University of Cyprus, with a specialization in Biomedical Engineering. He joined Ypera Insurance in 2016, in the position of Network & Systems Engineer, while in 2018 he was assigned the position of IT Department Manager. He is a certified Chief Information Officer (CIO) as well as a member of the Cyprus Scientific Technical Chamber (ETEK), with many years of experience in the IT and technology sector.
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Panayiota Michael

Chief Accountant
Mrs. Panayiota Michael is a graduate of the Department of Economics of the University of Cyprus and since 2015 she holds the professional qualification provided by the Association of Chartered Certified Accountants – ACCA while she is also a member of the Institute of Certified Public Accountants of Cyprus (ICPAC). She worked for 8 years at KPMG with experience in the external audit of insurance companies. Panayiota joined Ypera Insurance in 2019 and holds the position of Chief Accountant.
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